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A cult of personality is a pejorative term for a group that idealizes a leader and subscribes to common political, social, religious, or philosophical beliefs. Personality cults typically have a few common traits, such as the idealized leader, patriotism, mass demonstrations, and distortions of the truth.
That said, it seems that TikTok cults, at least in this early phase, are mostly innocuous. Their followers will do things like change their profile photos to their leader's face, make absurdist videos praising them, and launch comment raids on famous people's Instagram accounts.
Wherever you have a current or savings account, you can apply for a Maestro credit card there. You can use net banking or mobile banking to apply for a maestro debit card online. There isn't much paperwork needed to issue the Maestro card because you already have a savings or current account.
Mid 2024 Maestro and VPAY debit cards will no longer be issued. Debit Mastercard and Visa Debit will replace them. The reason for this decision is that consumers worldwide can make (online) purchases with Mastercard and Visa debit cards, where this is limited to Europe with Maestro and VPAY.