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If you're headed to the bank to depositR$50,R$800, or evenR$1,000 in cash, you can go about your affairs as usual. But the deposit may be reported if you're depositing a large chunk of cash. When banks receive cash deposits of more thanR$10,000, they must report it to the IRS.

Bankrate's picks for the top free checking accounts

Discover Bank, Cashback Debit Account: Earns 1% cash back on eligible debit card purchases,R$0 minimum deposit.
NBKC Bank, Everything Account: 1.50% APY;R$0 minimum opening deposit.
Ally Bank, Interest Checking Account: 0.10%-0.25% APY;R$0 minimum opening deposit.
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